Welcome to our website. If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms of use, which together with our Privacy and Cookies Policy govern Floreat Merchant Banking Limited's relationship with you in relation to this website. If you disagree with any part of these terms of use, please do not use our website.

The term 'Floreat' or 'us' or 'we' refers to Floreat Merchant Banking Limited which is authorised and regulated by the Financial Conduct Authority with no. 593551, registered in England and Wales, no. 06681961, with a registered office at 33 Grosvenor Street, London, W1K 4QU. The term 'you' refers to the user or viewer of our website.


1. By using our website you accept these terms
1.1. By using our website, you confirm that you accept these terms of use and that you agree to comply with them.
1.2 If you do not agree to these terms, you must not use our website.

2. There are other terms that may apply to you
These terms of use refer to additional terms, which also apply to your use of our website. Please also refer to our Privacy and Cookie Policy, which sets out information about the cookies on our website. Our website uses cookies to collect information about how visitors use our website and to know that it is you as you move around our website. We use the information to help us improve the website and provide an optimal experience. You may delete and block cookies from the website but it may affect the optimal experience.

3. We may make changes to our Website
3.1 The content of the pages of our website is for your general information and use only.
3.2 We may update and change our website from time to time to reflect changes to our products services, our users' needs and our business priorities. It is subject to change without notice.

4. We may suspend or withdraw our Website
4.1 We do not guarantee that our Website, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our website for business and operational reasons.
4.2 You are also responsible for ensuring that all persons who access our website through your internet connection are aware of these terms of use, and that they comply with them.

5. How you may use material on our Website
6.1 Our Website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
6.2 All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website. 6.3 Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.

6. Information only
6.1 Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
6.2 Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.

7. We are not responsible for viruses and you must not introduce them
7.1 We do not guarantee that our website will be secure or free from bugs or viruses.
7.2 You are responsible for configuring your information technology, computer programmes and platform to access our website. You should use your own virus protection software.
7.3 You must not misuse our website by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to our website, the server on which our website is stored or any server, computer or database connected to our website. You must not attack our website via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our website will cease immediately.

8. We are not responsible for Websites we link to
9.1 From time to time, this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).

9. Our responsibility for loss or damage suffered by you
9.1 We, any other party (whether or not involved in creating, producing, maintaining or delivering our website), and any of Floreat's group companies and the officers, directors, employees, shareholders or agents of any of them, exclude all liability and responsibility for any amount or kind of loss or damage that may result to you or a third party (including without limitation, any direct, indirect, punitive or consequential loss or damages, or any loss of income, profits, goodwill, data, contracts, use of money, or loss or damages arising from or connected in any way to business interruption, and whether in tort (including without limitation negligence), contract or otherwise) in any way or in connection with:
a) this Website;
b) the use, inability to use or the results of use of this Website;
c) any websites linked to this Website or the material on such websites;
d) your downloading of any material from this Website or any websites linked to this Website; or e) viruses that may infect your computer equipment, software, data or other property on account of your access to, use of, or browsing this Website.

9.2 Nothing in this terms of use shall exclude or limit our liability for:
a) death or personal injury caused by negligence; or
b) fraud: or
c) misrepresentation as to a fundamental matter; or
d) any liability which cannot be excluded or limited under applicable law.

10. Governing law and jurisdiction
10.1 Your use of our website and any dispute arising out of such use of the website is subject to the laws of England and Wales and the English courts will have exclusive jurisdiction.

If you have any concerns about material which appears on our website, please contact us.